Oakland credit union

More than two years after a recession-induced merger, People’s Federal Credit Union is striving to break even. To sustain the cost of providing financial services for West Oakland’s low income residents, People’s must revive its sluggish loan income, says Self-Help Federal Credit Union of North Carolina, the parent company helping West Oakland’s only thrift back to health.

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People's Federal Credit Union member

When it comes to groups that fight poverty, the Internal Revenue Service doesn’t immediately come to mind. But the CEO of Alameda County’s First 5 program, which funds efforts to support families with young children, says the IRS provides an overlooked service to low-income families, boosting their incomes substantially with a tax credit.

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